What help can you get to pay for your prescriptions?

The cost-of-living crisis is putting many people under financial strain, and prescription costs are more than some people can afford to pay. Find out what help is available to help you cover the cost of your medication.
Man getting a prescription from a male pharmacist at a pharmacy counter

Most adults in England have to pay for their prescriptions. From 1 May 2024, the NHS prescription charge will rise to £9.90 (though some items, like contraceptives, are free).

Who can get a free NHS prescription?

You are eligible for a free prescription if you meet any of the following criteria when the prescription is dispensed:

  • You are 60 or over.
  • You are under 16 years old.
  • You are between 16 and 18 years old and in full-time education.
  • You are pregnant or have had a baby in the previous 12 months and have a valid maternity exemption certificate.
  • You have a continuing physical disability that prevents you from going out without help from another person and you have a valid medical exemption certificate.
  • You hold a valid war pension exemption certificate, and the prescription is for your disability.
  • You are an NHS inpatient.

If you or your partner receive the following benefits, you are entitled to a free prescription.

If you are under the age of 20 and a dependent of someone on these benefits, that also entitles you to a free prescription.

Free prescriptions for specific medical conditions

People with certain medical conditions can get free NHS prescriptions by applying for a valid medical exemption certificate (MedEx).

Check out the NHS advice for a complete list of conditions and details on how to apply.

Free prescriptions if you have a low income

If you are on a low income, you may be eligible to receive financial help towards your prescription. The NHS have a low-income scheme to help people.

The scheme covers:

  • Prescription costs.
  • Dental costs.
  • Eye care costs.
  • Healthcare travel costs.
  • Wigs and fabric support.

You can apply for the scheme if your savings, investments or property (not including where you live) stay within the capital limit.

If you live in a care home, the capital limit is £23,250. For everyone else, it is £16,000.

Visit the NHS website to find out how to apply for the low-income scheme and to claim money back that you have already paid.

NHS low-income scheme

Prescription prepayment certificates

You can save money through a Prescription prepayment certificate (PPC0. This certificate lets you pay a fee upfront to cover all your NHS prescriptions, including dental, no matter how many you need.

From the 1 May 2024 costs for a prepayment certificate will rise. Costs vary depending on the duration of the certificate:

  • Three months cost £32.05 and will save you money if you get more than three prescriptions in three months
  • Twelve months cost £114.50 and will save you money if you get more than eleven prescriptions yearly
  • If you're prescribed Hormone Replacement Therapy (HRT), you are entitled to an HRT PPC. The certificate costs £19.80, lasts 12 months, and will save you money if you get more than two prescriptions yearly. Find out more about the HRT PPC and how to apply.

You'll need an address to apply for a PPC or to the Low-Income Scheme (LIS). However, you can use a ‘care of’ or forwarding address if you don’t have a fixed address.

Find out more about Prescription Prepayment Certificates (PPC)

More information and advice

For more information and support paying for your prescriptions, check out the following resources: